重新定義的72法則The Rule of 72 Rewritten - Rich Dad World

到目前為止，我們已經涵蓋了四個主要的金融要素中個兩個，
羅伯特說，債務和稅金使90％的人是窮人。
這個月將包括通貨膨脹，這是商品隨著時間的推移提高價格，導致貨幣的購買力下降。
像其他三個要素，通貨膨脹是哪個有可能在財務上消滅你的東西。
然而，它也可以幫助你變得很富有，如果你有像真正的富人一樣較高的財務智商。
So far we have covered two of the four key financial elements that
Robert says make 90% of people poor: debt and taxes.
This month will cover inflation, which is the increase in prices over time that causes the purchasing power of money to decline.
Like the other three elements, inflation is something that has the potential to financially wipe you out.
However, it can also help you become very wealthy-if you have a high financial IQ like the truly rich do.

通貨膨脹在經濟活動中是一個不可避免的事實。
歷史是一個重要的老師，歷史告訴我們，通貨膨脹將一直存在，而且經濟上的繁榮和蕭條總是會發生。
從本質上講，只要你投資，你投資業務。
和企業經過一個週期。通貨膨脹（擴大）和衰退（收縮）是反复出現的週期階段，
衡量某些經濟指標，如國內生產總值和失業率。
如果你知道了該國的商業週期，無論是擴張或收縮，您將能更好地確定你的企業投資的效果。

Inflation is an unavoidable fact of economic life.
History is an important teacher, and history teaches us that
there have always been, and there will always be, booms and busts in the economy.
Essentially, whenever you invest, you're investing in business.
And business goes through a cycle. Inflation (expansion) and recession (contraction) are the recurring phases of the cycle,
measured by certain economic indicators such as the gross domestic product and the unemployment rate.
If you know where the country is in the business cycle, whether it's expanding or contracting,
you'll be better able to determine how the businesses you've invested in are performing.

你的任何財務計劃制訂應考慮為自己考慮通貨膨脹。
通貨膨脹主要是傷害那些生活在固定收入，如社會保障金（美國），或養老金。
它也對於那些固定利率的儲蓄同樣不利，如儲蓄帳戶或銀行存款證，當然，除非固定利息收益超過通脹率。

Any financial plan you put in place for yourself should take inflation into account.
Inflation mostly hurts those living on fixed incomes, such as Social Security payments (in the United States) or pensions.
It's also detrimental to those whose savings are tied to fixed interest rates, such as savings accounts or bank certificates of deposit,
unless of course the fixed interest earnings exceed the inflation rate.

但通貨膨脹並不總是壞事。高通脹往往青睞那些誰欠的錢。
每年，債務人支付一個固定的貸款，他或她是以自去年以來價值下降的美元來做償還。
有時候，通貨膨脹甚至可以幫助創造財富，尤其是增加投資的價值高於通貨膨脹率，
它可能發生在，例如，在房地產。如果你有良好的債務（債務，幫你賺錢的債務，如有租房者的出租物業），
然後用高通脹你會發現你償還債務膨脹的美元，同時還控制現金流的資產！

But inflation isn't always bad. High inflation usually favors those who owe money.
Each year that a debtor makes payments on a fixed loan, he or she is repaying it with dollars that have declined in value since the previous year.
Sometimes inflation can even help create wealth, especially when investments increase in value faster than the inflation rate,
as can happen, for example, in real estate. If you have good debt (debt that makes you money such as a rental property that has renters in it),
then with high inflation you will find that you are paying back that debt with inflated dollars, while still controlling the cash flow of the asset!

經濟學家有一個公式稱為72法則。72法則可以告訴你要花多久的時間讓你的儲蓄或投資增加一倍。
它還可以幫助你找出多久時間才能對價格提高一倍，一個寶貴的指導，在評估可能造成的影響通貨膨脹對您的投資。
富爸爸項目鼓勵你學習，通過金融掃盲，如何增加財富的下降以及在提高市場份額。
採取下一步驟
如果您想了解更多關於第72和如何讓通貨膨脹為你工作，簽出第2節，第一支柱的，你可以選擇致富時候就富爸爸世界網站。
請記住，作為一個成員富爸爸世界，這完全是免費的。此外，請記住，作為一個富爸爸世界成員，您有機會獲得免費的介紹，看看工作之一羅伯特認證的教練可以幫助你讓你的朋友的通貨膨脹，而不是你的敵人。

Economists have a formula called the Rule of 72. The Rule of 72 can tell you how long it will take for the money you are saving or investing to double.
It also can help you figure out how long it will take for prices to double-a valuable guide when assessing the possible impact of inflation on your investments.
The Rich Dad program encourages you to learn, through financial literacy, how to increase your wealth in a down as well as in an up market.
Taking the Next Step
If you would like to learn more about the Rule of 72 and how you can make inflation work for you,
check out Section 2, Pillar 1 of the You Can Choose to Be Rich course on the Rich Dad World site.
Remember that as a member of Rich Dad World, this is completely free to you.
Also, remember that as a Rich Dad World member, you have an opportunity to receive a free introduction to see how working with one of Robert's certified coaches can help you make inflation your friend instead of your enemy.

To your success,
The Rich Dad Coaching Team